Empowering your future with coverage that cares.
Insurance made simple—for your life, health, and peace of mind.
Planning for your family’s future means preparing for both the expected and unexpected. That includes having access to reliable healthcare and smart financial protection that doesn’t overwhelm you.
Whether you’re in the early days of parenthood or preparing for retirement, health insurance and life insurance are essential. However, they shouldn’t be a daily concern. We help remove the stress by making sure you’re protected and covered, so you can focus on what matters most—your family, your goals, and enjoying life without second-guessing your coverage.
Meet Andrew Dalager
Andrew Dalager, founder and lead broker at Heritage Financial, brings nearly a decade of experience in helping families protect what matters most. He started Heritage Financial with a simple belief: protecting your family’s wealth is just as critical—if not more—than growing it.
Andrew is known for cutting through financial jargon and making insurance easy to understand. He believes peace of mind starts with clarity, and that the right protection plan is simply about matching real needs with the right tools. A father of three, Andrew also serves on Lawrence’s Affordable Housing Advisory Board and enjoys experimenting in the kitchen, crafting the perfect cocktail, and playing poker—even if his skills are still a work in progress.
Core Values
Integrity
Simplicity
Service
Leadership
A Commitment to Integrity in Every Step
We believe in offering financial solutions that are transparent, honest, and in the best interest of our clients. Our approach is built on trust, ensuring that you feel confident and informed every step of the way.
Making Complex Financial Concepts Simple
Complex financial concepts should be accessible to everyone. Our goal is to break down the barriers to understanding, so you can make informed decisions without feeling overwhelmed or confused.
Exceptional Service Every Step of the Way
We put our clients’ needs first. From personalized consultations to ongoing support, we’re here to ensure that your financial journey is smooth, stress-free, and tailored to your unique goals. Your success is our number one priority, and we’re committed to being there every step of the way.
Leading with Purpose and Experience
Our team is dedicated to helping families achieve financial independence. We lead with purpose, focusing on empowering you to take control of your family’s financial future. Through thoughtful guidance and personalized solutions, we aim to create a lasting impact for those we serve.
Services
Health insurance
We make sure your health insurance does more than check a box. First, we make sure your prescriptions are covered and your preferred doctors are in-network. Then, we find plans that balance quality and cost, so you’re not paying extra for care you don’t need. Our goal is simple: secure a plan that fits your family’s unique needs.
Medicare
Starting Medicare can be overwhelming. Parts A, B, C, D, Advantage, Supplement, Medigap—it’s a lot. That’s why we break it down clearly and simply. With experience helping thousands of clients through the process, we’ll guide you every step of the way, making sure the plan you choose aligns with your healthcare needs and personal priorities.
Life insurance with living benefits
Traditional life insurance is often focused on death benefits, but what if the real need comes while you’re still alive? In the U.S., people are eight times more likely to face a critical, terminal, or chronic illness than to die early, often leading to overwhelming medical debt. Life insurance with living benefits provides up to 90% of the payout if diagnosed with a serious illness. This helps cover treatment costs and allows you to focus on spending time with loved ones or getting your affairs in order, rather than worrying about medical debt.
Wealth Building and Preservation
Building wealth is important. But protecting it—especially as you near retirement—is essential. We focus on smart strategies that protect your money from big losses, while still giving you room to grow. Our goal is to help you both grow and preserve your assets, keeping your future secure no matter what life brings.
Peace of Mind Starts with the Right Coverage
Phone Number
(785) 766-1688
Protection Made Simple, for Every Stage of Life
From raising a family to enjoying retirement, we make insurance simple and stress-free. Our coverage gives you the protection you need—without the overwhelm—so you can focus on what matters most: your loved ones, your goals, and living life with peace of mind.