TERMS OF SERVICE
Last Updated: February 13, 2026
ACCEPTANCE OF TERMS
By accessing or using the Heritage Financial website (heritagestrong.com) and services, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, do not use our website or services.
DESCRIPTION OF SERVICES
Heritage Financial provides insurance brokerage and financial planning services, including health insurance, Medicare guidance, life insurance with living benefits, and wealth building and preservation strategies. Our services are provided through consultations, online resources, and ongoing client support.
USE OF WEBSITE
You agree to use our website for lawful purposes only. You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to any part of the website or its systems
- Interfere with or disrupt the website’s operation
- Transmit any harmful, threatening, or objectionable content
- Use the website to collect personal information about other users
ACCURACY OF INFORMATION
We strive to provide accurate and current information on our website. The content on heritagestrong.com is for general informational purposes only and does not constitute specific insurance, financial, legal, or tax advice. Individual circumstances vary. Consult directly with Heritage Financial or another qualified professional before making insurance or financial decisions.
SMS PROGRAM
By opting in to Heritage Financial’s SMS program, you agree to receive Heritage Financial notifications and alerts, including appointment reminders, policy renewal alerts, and promotional offers.
Message and data rates may apply. Message frequency varies. Carriers are not liable for delayed or undelivered messages.
Reply HELP for assistance or STOP to cancel.
You will receive a confirmation message after opting out. Opting out of SMS does not affect other communications from Heritage Financial, such as emails or phone calls related to your policies or account.
INTELLECTUAL PROPERTY
All content on heritagestrong.com, including text, graphics, logos, images, and software, is the property of Heritage Financial or its licensors and is protected by applicable intellectual property laws. You are not permitted to reproduce, distribute, modify, or create derivative works from any content on this website without prior written consent.
THIRD-PARTY LINKS
Our website contains links to third-party websites and services. Heritage Financial does not control and is not responsible for the content, privacy policies, or practices of any third-party websites. Accessing third-party links is at your own risk.
LIMITATION OF LIABILITY
Heritage Financial, its owner, employees, and affiliates are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website or services. This includes, but is not limited to, damages for loss of data, profits, or business opportunities.
Our services involve the recommendation and brokering of insurance and financial products. Final decisions and outcomes related to insurance coverage, claims, and financial performance are determined by the insurance carriers and financial institutions, not Heritage Financial.
DISCLAIMER OF WARRANTIES
Our website and services are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not guarantee that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
INDEMNIFICATION
You agree to indemnify and hold harmless Heritage Financial, its owner, employees, and affiliates from any claims, damages, losses, liabilities, and expenses (including attorney’s fees) arising from your use of the website or services, your violation of these Terms, or your violation of any rights of another party.
GOVERNING LAW
These Terms are governed by and construed in accordance with the laws of the State of Kansas, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our website or services will be resolved in the courts located in Douglas County, Kansas.
CHANGES TO TERMS
We reserve the right to modify these Terms at any time. Changes take effect when posted on this page. Your continued use of our website and services after any changes constitutes your acceptance of the updated Terms.
CONTACT US
If you have questions about these Terms of Service, contact us at:
Heritage Financial
Email: andrew@heritagestrong.com
Phone: (785) 766-1688 Website:
heritagestrong.com